
Questions and Answers
01
What type of real estate can I purchase as a foreign investor?
Since the law was changed in 2019, you as a foreign investor can purchase both residential and commercial properties.
02
As a Swiss citizen, do I have to pay tax on rental income from my property in Abu Dhabi?
There is no income tax in Abu Dhabi, so your rental income is completely tax-free. In Switzerland, this income only needs to be declared or stated, but not directly taxed. The tax under Swiss tax law is levied where the property is physically located. This means that you benefit from the fact that your income in Abu Dhabi remains undiminished, while at the same time you can enjoy financial flexibility and the advantage of tax optimization. This makes your real estate investment in Abu Dhabi not only particularly attractive, but also extremely profitable.
03
How safe is investing in the Abu Dhabi real estate market?
Abu Dhabi offers a very stable and well-regulated real estate market with strong legal frameworks to protect foreign investors. The city benefits from a robust economy and growing demand for high-quality real estate.
04
Can I use a property in Abu Dhabi as a holiday home?
Yes, many investors use their properties in Abu Dhabi as holiday homes/vacation homes. The high quality of life and the numerous leisure opportunities make Abu Dhabi an ideal location for a holiday property.
05
What financing options are available for foreign investors?
There are various financing options available for foreign investors in Abu Dhabi, including mortgages from local and international banks. For more information, please visit the individual project pages.
06
How do I find the right property for my needs?
We are happy to help you find the perfect property in Abu Dhabi and the United Arab Emirates. We take your individual needs and preferences into account to present you with suitable offers.
07
How does the buying process work in Abu Dhabi?
The purchase process begins with the selection of the property. After signing the purchase contract and paying a deposit, the property is officially registered in your name. We will guide you through the entire process to ensure that everything runs smoothly.
The purchase contract itself must be in writing and signed by both parties. Notarization, as is the case in Switzerland, is not necessary. The legal protection of the purchase contract is mainly provided by registration with the Land Department. A title certificate is issued as final proof of ownership after all steps of the purchase process have been completed.
08
Are there any restrictions on selling my property in Abu Dhabi?
As an owner, you can sell your property at any time. There are no restrictions as long as the transaction complies with applicable laws and regulations.
09
What additional purchase costs will I have to pay?
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Registration fee:
This is usually 2% of the purchase price and is paid to the Abu Dhabi Municipality (equivalent to the Land Registry in Switzerland) for registering the property. -
Mortgage registration fee:
When you take out a mortgage, there is a registration fee of approximately 0.25% of the loan amount. Banks usually also require an independent property valuation, which costs around CHF 650-750 (AED 2,500-3000). -
Other fees:
Title Deed: There is a fee of approximately CHF 120 (AED 450) for issuing the title deed in Abu Dhabi.
Further information can be found on the respective project pages.
10
What exactly is the “Golden Visa”?
If you invest around CHF 480,000 (at least AED 2 million) in a property, you have had the opportunity to obtain a golden visa since 2019. The Golden Visa in the United Arab Emirates, including Abu Dhabi, is not only intended for investors who want to invest capital or buy a holiday home, but also for expats who plan to register their main residence in Abu Dhabi. With the Golden Visa, you have the right to live, work and study in the UAE for 10 years without having to regularly apply for a new visa. The visa also automatically includes permits for spouses, children, parents and family members. Registering your main residence in Abu Dhabi is extremely attractive from a tax perspective, as there is no income tax.
11
In which regions do you offer properties?
Our focus and most of our real estate selection is in Abu Dhabi. However, we can also offer you exclusive properties in other regions of the United Arab Emirates (UAE), such as Dubai, Ras Al Khaimah, etc. Contact us to find out more about the properties available in your desired region.
12
What are the payment terms when purchasing a new build property?
You benefit from flexible and advantageous payment plans that make the purchase process safe and pleasant, as payments are tied to the construction progress and there is no risk of paying for an unfinished property. The individual payment plans of the residential units may vary depending on the project. For more information, please see the respective project pages.
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